As an employee, you work for a particular organization and that company has the authority to dictate what you do and the way in which you do it. As an independent contractor, the person contracting your services pays for the results of your labor only. The contracting party does not manage or direct the manner

If you have taken advantage of lower interest rates and refinanced your home, you may be able to take a tax deduction for the points paid(loan origination fees) to refinance your home loan.

If you didn’t file and are due a refund, you have a three-year statute of limitations to claim that refund. If you haven’t done your taxes for years and you know you’ll owe money, that’s a little trickier. In general, the IRS can go back three years, but they can look back at what you